Place in the Compliance and Liquidity Model

Lesson two presentation, from chapter IV of Financial Reporting in Government
By Dr. John Sacco , George Mason University
Revised Friday,February 06,1998

Place in the Compliance and Liquidity Model

One of the important points in this chapter relates to difference between the potentially significant impact of long term items on the government and the limited emphasis given to long term activities in the compliance and liquidity model for state and local financial reporting.

The compliance and liquidity approach, which holds sway in governmental fund accounting and financial reporting, guides how long term obligations and assets are handled. According to this model, the accounting and financial statements (chapter 3, lesson 4) for governmental activities should show

This logic means that long term obligations and assets are relevant for the financial statement for governmental funds only when they involve an exchange of cash. If, for example, a payment is not due for two years on a bond, then that obligation has little impact on the governmental funds in the financial statements. Conversely, if a large payment comes due during the year that can have a significant impact on the budget and financial statements.

An example shows how the compliance and liquidity model affects handling of long term items.

Impact of Compliance and Liquidity Model on Accounting and Financial Reporting for Long Term Items in the Governmental Funds

Assume that a million dollars ($1,000,000) is borrowed toward the purchase of  large vehicles. With the prevailing logic from the compliance and liquidity model, it is possible that none of the governmental fund balances would be adversely affected in the year the activity took place. In effect, this is a form of off balance sheet financing. A capital project fund shows how the activity might be handled in the financial statements.
                    Government Name
  Statement of Revenues, Expenditures, and Changes in Fund Balances
               For the Year Ended 12/31/x0


                                          &nb

sp;       Capital
                                          &nb

sp;      Projects
                                          &nb

sp;      --------
  Revenues:
  intergovernemtal grant ...............           50,000
  Expenditures:
  capital outlays ......................        1,050,000
  Other financing sources:              
  bond proceeds ........................        1,000,000
  Excess of revenues and other
   financing sources over expenditures .                0
  Fund balance - 1/1 ...................                0
  Fund balance - 12/31 .................                0
Notice that this statement is an operating statement and thus similar to an income statement in business. However, even though revenues are nowhere near the expenditures ($50,000 in revenues compared to $1,050,000 in expenditures) and even though all the outlay ($1,050,000) has been accounted for in the year of the expenditure the fund shows a zero excess and zero fund balance. Since balance is sought in measuring government financial performance, the resulting "no surplus or deficit" is acceptable. In essence the balance is achieved by including the borrowing with the revenues to offset the expenditures.

The fact that the government borrowed a million dollars must be noted some place. It goes in an account groups which is simply a list of long term fixed assets and long term debts. An example of the account groups is presented.

                           Government Name
                            Balance Sheet
                              12/31/x0

                                          &nb

sp;   Account Groups 

                                        General  &

nbsp;         Long
                                        fixed  &nb

sp;           term
                                        assets  &n

bsp;          debt
                                        ------  &n

bsp;          ----
  Assets:
  equipment ........................   1,050,000 
  amount available .................                            0
  amount to be provided ............                    1,000,000
  Total assets                         1,050,000        1,000,000
  Liabilities and Fund Equity:
  Liabilities
  bonds payable ....................                    1,000,000
  Fund Balance
  investment in fixed assets (CPF)..    1,050,000
  Total liabilities and fund balance    1,050,000       1,000,000

CPF is capital project fund
The million dollars of debt is represented as bonds payable, but the amount is simply listed. The only thing backing that debt in this case is the full faith and credit of the government in the form of the item called amount to be provided . Amount to be provided means the government will either have to raise taxes, borrow, or get revenue in the future to cover the debt. The interest due could be paid from the general fund or from a debt service fund if the interest were due this period.

The asset purchased is also listed and offset against the source of the money, the capital project fund (CPF). Generally, no depreciation is taken and thus the cost of the long term asset is not systematically allocated to periods that might benefit from the use of the asset.

This is an example of off balance sheet financing that can take place with the compliance and liquidity model as it is used for governmental funds . The debt is not placed in any of the balance sheets of the governmental funds until due. If the debt were placed in any of the balance sheets of the governmental funds, the funds would have to have assets of some sort to off set the debt, otherwise the fund would show a negative fund balance and possibility the potential for default.

Use of the Accrual and Consolidation Model

If governments used an accrual and consolidation logic, the results could be different and assessment of success and conditions might not be as good as in the above example, although it is difficult to realistically compare the two models in the abstract. What would happen depends on whether the purchase was a wise one that produced more revenue or a poor one that simply drained assets. Nonetheless, even an arbitrary illustration shows the demands placed on an economic operation when borrowing cannot be combined with revenue to cover spending.

The capital project example is repeated to show the workings of the accrual and consolidation model. The unit needs to earn $260,000 during the period to cover the:

The depreciation is based on the assumption that the $1,000,000 worth of vehicles will last five years or 1,000,000/5 = $200,000. The interest expense is based on 6% percent for the $1,000,000 loan (1,000,000 * .06 = 60,000). Compare this $260,000 in revenue needed in the accrual and consolidation model to the $50,000 grant under the compliance and liquidity model just presented.
                    Government Name
                    Income Statement
             For the Period Ended 12/31/x0


  Revenue:
  taxes               260,000

  Expenses:
  interest             60,000
  depreciation        200,000

  total expenses      260,000

  Net income                0
In short, in order to match revenues and expense, the units needs $260,000 in revenues since the depreciation and interest are costs of the period whereas they are not in the compliance and liquidity model. Interest payment, that is, interest expenditure is not shown in the capital projects fund. It would more likely be an expenditure of the general fund or debt service fund. The usual purpose of the capital projects fund is to collect money and pay for the fixed asset. Other funds have responsibility for repaying the principal and interest. As a result, under the compliance and liquidity model, one might have to look in several funds or account groups as well as the notes to get a picture of cost of borrowing on the government.

The balance sheet rounds out the financial statements for this accrual and consolidation model.

                    Government Name
                     Balance Sheet
                       12/31/x0


  Assets:
  cash                200,000
  vehicles          1,000,000
  less depreciation   200,000
  total assets                  1,000,000

  Liabilities
  bonds payable     1,000,000

  Equity
  retained earnings         0
  Liabilities & equity          1,000,000
The reason for the $200,000 in cash among the assets follows from the $260,000 in revenues which was $200,000 more than the actual cash outlay (depreciation, 200,000 is not an actual cash outlay) that year (260,000 in revenue - 60,000 in actual cash outlays for interest expense = 200,000 in cash).

See Also: examples and visual aides and a quiz